To keep your finances simple, you may want to avoid putting expenses on the card until you pay off your transferred balance. When you picked up a few Bank of Missouri credit cards that are good for your credit, review their terms and benefits. Find the best card for you. Its location on this page may change next time you visit. - Duration: 4:33. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. Do not forget to check annual fee and penalty fees as well. And if you're looking to transfer a particularly large balance, you can find cards that offer much lengthier intro APR periods. They did nothing but let the interest build. , for example, balances transferred within the first 45 days get an intro APR period but incur a balance transfer fee. I was also able to connect to their website to log in with my new account. Stay away. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Not good for customer service, not willing to listen, zero perks and not willing to work out payment plan which ended up over the limit because of their ridiculous fees! But so far, it has fraud protection & a free credit score feature when logging in. Aspire would never answer their offer and they tried to leave multiple messages. December 19, 2020 • @valeries_20. If you're wondering whether First National Bank Visa Credit Card is the right card for you, read on. Complaint / review text: Aim Charge Card Situated In Atlanta Ga, www.aspirecard.com I've had this charge card for more than 2 years. Original review: Dec. 3, 2020. How do I know I can trust these reviews about Aspire Visa? The Surge Mastercard® Credit Card issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. Pre-qualified offers are not binding. *Your credit score will be available in your online account 60 days after your account is opened. I reported the card stolen the same day I spoke with the Fraud department. First National Bank Visa Credit Card is a credit card issued by First National Bank. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Need a more rewarding credit card? If they are on your report, but you didn't apply for a card, Credit Glory helps you dispute and remove the inquiry. Product: The Bank of Missouri Credit Cards. 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months. I no longer have an Aspire card, however I did, and I would not tell anyone to get a card/account with this company. Supplied all necessary information, responded within the time frame and after three months was told they rejected it because it came in late, even though it was sent (2 copies) within 15 days. If you favor a $0 annual fee, the PenFed Platinum Rewards Visa Signature® Card earns 5 points per $1 on gas purchases at the pump, 3 points per $1 on supermarket purchases and 1 point per $1 on all other purchases. You can compare all of their offerings and apply for the most popular here. Get the The Bank of Missouri Platinum Visa® Credit Card card today. 0. You'll have to be a member of Aspire Federal Credit Union to get the card. I had this card for about a year, had a zero balance and I knew that when my year was up they were going to charge me a monthly fee and an annual fee of $59. Melissa Lambarena is a credit cards writer at NerdWallet. I called and canceled the account. Aspire & Atlanticus are credit card affiliates of The Bank of Missouri. , it counts toward earning the card's sign-up bonus. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. The credit limits and interest rates they were offering me in my pre-approved letters couldn't possibly not accepted me for even lower limit and higher rates!! Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. This time no facial recognition, sweet! You can't have both. The most popular Bank of Missouri credit cards are the Milestone Credit Card, the First Access Visa and the Total Visa. † Your credit score will be available in your online account 60 days after your account is opened. FAQ. Eventually I talked myself into it to use it to keep business expenses easily separated for taxes. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. Credit Card Insider has not reviewed all available credit card offers in the marketplace. I think there should be a another class action suit against them. When I said that, the agent I spoke to got annoyed with me and told me that it’s They can. They will show up on your credit report as a hard pull if you have applied for a credit card. 24/7 mobile account access with no security deposit required; $0 fraud liability if your card is lost or stolen; All credit histories considered for this no security deposit credit card; Online Customer Center available 24 x 7; Issued by The Bank of Missouri However, this does not influence our evaluations. Save on interest with a great low introductory rate for an extended time. Users who post a review directly on the NerdWallet site will not be compensated in any way. Comment. 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months – that includes balance transfers. The card … Read more. Want a basic, low-rate credit card; Bank of Missouri Visa® Platinum Card Review. The fact that they outsource makes me angry enough. Each time I visit make use of this card I've to contact them simply because they won't let me cost onto it for no cause. Points are worth 1 cent a piece regardless of the redemption option you choose. The Aspire Credit Card product are issued by The Bank of Missouri, St.Robert, Missouri. Please see our Terms of Use and Posting Guidelines for more information. Bozo the clown must wrote those terms because they are laughable. It does have an annual fee, however: PenFed Platinum Rewards Visa Signature® Card, earns 5 points per $1 on gas purchases at the pump, 3 points per $1 on supermarket purchases and 1 point per $1 on all other purchases. I guess it's my fault for applying for a substandard card. The First Access Visa® Credit Card (issued by the Bank of Missouri) is available to people with bad credit, but having bad credit shouldn’t sentence you to a bad card. The Aspire Platinum Rewards Mastercard® showcases some coveted features for a card designed primarily for tackling debt. REPORT COMPANIES LIKE THIS TO THE FTC. Our partners compensate us. $175 Joining fee. My Bank and statements show NO ATTEMPTS to take this money. Plus, earn 5% cash back in rotating quarterly categories on up to $1,500 in purchases each quarter (activation required); 1% after that. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. the letters kept getting better as far as interest rate, yearly fee and credit line. APR: 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. The online application went as they stated it would & it was actually approved. The Aspire Platinum Rewards Mastercard® offers a hard-to-find combination of debt-busting features, along with modest rewards and some unique perks. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. Be the first one to find this review helpful. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. So I guess I am the first non 1 star reviewer... if anything changes tho - I will be sure to do a proper update to this review. Balance transfer fee: $0 for balances transferred during the first six months of opening an account. There are enough of us on here to file a class action suit against them and SHUT THEM DOWN. It is an independent community bank and currently operates 23 banks throughout Missouri. I was told that this was standard and in my terms agreement. We use industry standard practices to protect and maintain the privacy and security of your information online and in our app. The Bank of Missouri Credit Cards. This may influence which products we write about and where and how the product appears on a page. They also sent me to collections after only 30 days late even though Consumer Credit Counseling was sending them partial payments on my behalf. Bonus points are also up for grabs through the CURewards website when you shop at participating merchants. Manage card control features Report fraud Enjoy! I had no money to pay them so I stuck on the back shelf waiting for a time when I could take care of them. This is the first time this has ever happened to me. This page includes information about the Aspire Platinum Rewards Mastercard® and the Discover it® Balance Transfer (No longer in market) currently unavailable on NerdWallet. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. In addition to those, Bank of Missouri issues the Ollo Platinum and the Ollo Rewards credit cards. I saw so many terrible reviews on this card so I was skeptical when they sent me an offer for $2000 limit, $0 annual fee and $0 maintenance fee. It's a low rewards rate, but some balance transfer credit cards don’t offer rewards at all. Interest is 25.99%. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Here is a list of our partners. Unsubscribe at any time. Most credit cards specifically prohibit this. This was the annual fee of $59 plus the five dollar monthly fee. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. Ok np, the letters kept coming, so 1 fail that put an inquiry on my report after the deals again got better I figured maybe they fixed the issue with facial recognition, so now my credit even better I tried again. ), If you have good credit and are in the habit of paying off your balance in full each month, other credit cards can reward you much more handsomely. So, I have read a bunch of these reviews.... and I am wondering if I am dealing with the same company. The initial charge was $1,500.00. 36% APR. As the use of credit and debit cards increases, so do the instances of fraudulent activities associated with these cards.Thieves may steal the physical card and use it as their own or may steal just the card number and pin via hacking or other means and use them to purchase items online. The Bank of Missouri is a U.S. based bank with over 100 years of history. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. Membership is required, though, and the intro APR period is relatively short. Get buying tips about Credit Cards delivered to your inbox. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. As a Visa credit card, customers can enjoy unparalleled benefits from Visa International. Highly not recommended! If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Access your accounts lightning-fast by using Fingerprint or Pin — even check and monitor your credit score for free with VantageScore3.0®. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. Do not get any card … Liz Stapleton. NerdWallet strives to keep its information accurate and up to date. It has a $0 annual fee and a 3% intro balance transfer fee and up to a 5% fee on future balance transfers (see terms.). This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. They charge you 25.00 when they feel like it stating automatic payment did not go through. I spoke to them several times with no satisfaction. They have receipts, time of purchase and store locations. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. When evaluating offers, please review the financial institution’s Terms and Conditions. Aspire Credit Union Share Certificates; Aspire Money Market Accounts; Aspire Savings Accounts; Checking Accounts; Individual Retirement Accounts (IRA) Products; Report Lost/Stolen Card; ROUTING # 226076083; Aspire Loans. 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